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When to update a jewelry appraisal

A jewelry appraisal is a written description and value opinion from a stated date. Values change, and the piece can change after a repair or reset. Existing appraisals should be updated every few years. An update is not the same visit as selling the piece.

Last updated September 5, 2026

Key takeaways

  • An appraisal is dated. Markets and the item can both change.
  • Update every few years.
  • Update after a major repair, reset, or loss of a stone.
  • An appraisal visit is not a buying visit.
Flat diagram of a document shape next to a calendar block labeled Update.

Why appraisal figures go out of date

An appraisal records the item and a value opinion as of its date. Metal markets move. Replacement costs move. Insurers care about the figure they would use to replace the piece, which is not the same question as a buying offer. Values change, so existing appraisals should be updated every few years.

Times to request an update

After the item changes

A new mounting, a replaced stone, a lost side stone, or a major restoration changes what the document describes. An old appraisal that lists a stone you no longer have is no longer a complete record.

When an insurer asks

Insurance companies may require an appraisal. If your policy review asks for a current document, bring the piece in rather than editing an old PDF at home. Estate planning is another good reason for an appraisal.

What an update is not

An appraisal is a written evaluation. It is not a promise that the shop will buy the piece for that figure. Selling gold, silver, or an estate collection is a separate visit. You can do both over time. They stay different appointments.

What happens on the visit

All appraisals are performed on site with you. Book online or call 913-278-1950. Pricing depends on the piece, so bring it in or call and we will give you a quote.

What we look for

An appraisal visit is done on site with you. We look at the piece in front of you and write what is present on that day. Selling a collection is a separate visit on the Sell pages, with an itemized explanation before any offer.

Book an appraisal visit

Choose a time or call the store.