When to update a jewelry appraisal

Why appraisal figures go out of date

An appraisal records the item and a value opinion as of its date. Metal markets move. Replacement costs move. Insurers care about the figure they would use to replace the piece, which is not the same question as a buying offer. The live appraisals page says values change, so existing appraisals should be updated every few years.

Times to request an update

After the item changes

A new mounting, a replaced stone, a lost side stone, or a major restoration changes what the document describes. An old appraisal that lists a stone you no longer have is no longer a complete record.

When an insurer asks

The live appraisals page says insurance companies may require an appraisal. If your policy review asks for a current document, bring the piece in rather than editing an old PDF at home. Estate planning is another reason the live page lists for an appraisal.

What an update is not

An appraisal is a written evaluation. It is not a promise that the shop will buy the piece for that figure. Selling gold, silver, or an estate collection is a separate visit. You can do both over time. They stay different appointments.

What happens on the visit

The live page says all appraisals are performed on site with you. Book from this page or call 913-278-1950. Written format and fees are confirmed with the shop. This article does not invent a price.

What we look for

An appraisal visit is done on site with you, as the live appraisals page states. We look at the piece in front of you and write what is present on that day. Selling a collection is a separate visit on the Sell pages, with an itemized explanation before any offer.